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What Is Carried Interest?

October 14, 2016

THOUGHT FOR THE WEEK SYNOPSIS • Google Trends is a website that allows a visitor to gauge the popularity of a search phrase over a given time period. • “Carried Interest” is a term that has garnered a lot of attention from both sides of the presidential race, and investors want to know why it’s…

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Should Our Government Issue More Debt?

October 7, 2016

THOUGHT OF THE WEEK SYNOPSIS • Politicians are some of the most egregious fear mongers out there, and we are kneedeep in their busy season at the moment. • Although the spending is out of control, our country can more than afford its debt, and the odds of a real crisis in the next several…

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The Fed Crossed The Line

September 30, 2016

THOUGHT FOR THE WEEK SYNOPSIS • The Fed’s decision to drastically cut interest rates prevented the financial crisis from deepening, but it has remained in place for far too long. • Low interest rates do encourage consumers to spend more money, but there is a point where the drawbacks outweigh the benefits to the economy.…

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Has the Fed Lost Its Credibility

September 30, 2016

THOUGHT OF THE WEEK SYNOPSIS • The Fed once again chose to keep interest rates at current levels, which is frustrating given how far we have come since the depths of the financial crisis. • Unemployment and inflation have dramatically improved, so many investors were expecting to see the Fed adjust interest rates accordingly throughout…

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The Alchemy of Structured CD’s

September 23, 2016

THOUGHT FOR THE WEE SYNOPSIS • A structured certificate of deposit pays a portion of the return of a benchmark instead of a fixed interest rate, and the principal is guaranteed from loss. • Although such an investment sounds attractive, any structured product must be approached by investors with heavy skepticism. • The risk/return relationship…

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I Wager That Pascal Would Agree

September 23, 2016

THOUGHT FOR THE WEEK SYNOPSIS • Blaise Pascal was a brilliant mathematician and philosopher, and his “wager” can be used as a proxy for gauging investment risk against expected return. • Long-term government bonds have been on a tear, but the lessons from Pascal tell us to proceed with caution. • Speculators should focus more…

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Hitting Home Runs

September 8, 2016

THOUGHT FOR THE WEEK SYNOPSIS • Several stocks experience catastrophic losses at some point, and many never recover. • Despite so many stocks delivering investors such bad losses, the overall equity market is up dramatically since 1980. • Diversification is the only way to reap the rewards from “home run” stocks without owning all of…

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How to Spot a Bubble

August 22, 2016

THOUGHT OF THE WEEK SYNOPSIS • William Bernstein’s seminal masterpiece The Four Pillars of Investing details four conditions necessary for an investment bubble to appear. • We have all lived through one of the biggest bubbles of all-time, so use these battle scars as protection when the next bubble begins to form. • One of…

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Is Student Debt The Next Bubble To Burst?

August 17, 2016

THOUGHT FOR THE WEEK SYNOPSIS • Consumer debts have risen dramatically over the last six years, and many fear mongers consider this to be the next bubble to burst and take down our economy. • Although consumer debt has been rising, it’s not the amount of debt that matters but rather if one can afford…

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Books Worth Reading

August 12, 2016

THOUGHT FOR THE WEEK SYNOPSIS • The number of books on investing is truly overwhelming, but there are a few classics and recent publications that stand out as true masterpieces. • The strategies that were taught decades ago still apply today, and they will most likely work for decades to come. • Here is a…

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